Curious about costs?

Agency fees

  • Agency Fee – 1st Installment (due upon Match Acceptance) $14,000

  • Agency Fee – 2nd Installment (due upon GC contract signature) $14,000

  • Surrogate Rematch Fee $7,000

  • International Surcharge $3,000

  • Independent Match Concierge Services - $22,000

*Texas is proud to offer a 20% discount to active duty military members.

Surrogate fees

  • Surrogate Fee (add $5,000 per additional fetus) $40,000 - $55,000

  • Surrogate Expense Allowance ($200 per month, est. 14 months) ~$2,800

  • Housekeeping Allowance ($200 per month, est. 9 months) ~$1800

  • Maternity Clothing Allowance ($1,000 for multiples pregnancy) ~$750

  • Group Support Meeting Allowance ($75 per month, est. 10 months) ~$750

  • Embryo Transfer Fee $1,500

  • Additional Procedure Fees (e.g. transfer fee, in utero prenatal testing) ~$750 - $2,500+

  • Childcare/Lost Wages/Maternity Leave (negotiated, based on actual cost) ~$ actual costs

Screening and IVF costs

  • Mental Health Screening for IPs and Surrogate Included

  • Background Checks on IPs, Surrogate and Surrogate Partner Included

  • Medical Screening, IVF Fees, Medication Costs ~$25,000 - $50,000

  • Donor Egg Acquisition (if applicable) ~$10,000

Attorneys/escrow fees

  • Surrogacy Contract/Pre-Birth Order Filing $4,000 - $6,000

  • Stipend for Surrogate Independent Attorney $3,000

  • Power of Attorney/Living will for Gestational Carrier $5,000

  • Escrow Account Fee $2,000

Health insurance/healthcare fees surrogate

  • Scenario 1 – Surrogate/Spouse Employer Health Plan w/no Exclusion ~$750 - $9,000+

  • Scenario 2 – Individual Plan – Affordable Care Act (ACA) ~$6,000 - $12,000

  • Scenario 3 – Fee-for-service Cash Pay ~$26,000 - $50,000

Life insurance fees

  • Life Insurance for Surrogate $750 - $1,000

Travel costs

  • Airfare/Train/Bus/Car vary

  • Hotels vary

  • Per Diem vary

  • Taxis/Rental Car/Parking vary

Restriction of activities/lost wages

  • Lost Wages (for long distance travel to IVF clinic, bed rest) vary

  • Childcare (may not be necessary or may be capped) vary

International newborn health insurance

Newborn Cash Pay Fee-for-Service (no upper limit) ~$3,000 - $125,000

  • The second installment of the Agency Fee is held in escrow from match acceptance but is not considered earned until signature of Gestational Carrier Agreement.

  • Additional procedure fees usually range from $500 - $2,500 and may not be necessary.

  • Lost Wages are calculated based on surrogate pay less any short term disability or employer-provided maternity coverage.

  • If your selected Reproductive Endocrinologist requires testing in addition to what our agency provides this will incur extra cost.

  • This is an estimate of costs. There is no guarantee of an upper limit on costs with cash pay.


Simple and Stress Free Fertility Financing

The world’s leading surrogacy and in vitro fertilization (IVF) insurance solution provider, in partnership with LightStream, now offers financing options for ALL assisted reproduction insurance needs, including surrogacy and fertility medications through Walgreens Pharmacies. 

Finally a way to alleviate the upfront, stressful, out of pocket costs to your journey of securing your future family. 

New Life Fertility Finance makes it easier than ever before for patients and intended parents to make their dreams of having children come true.

To learn more or apply:

Visit or contact Donna Arias toll free at 877.952.LIFE(5433) or email at

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